Alright,

I guess the first step is to figure out where and how extensive the crack is that's letting in the water. The surveyor told me that the J has a two part keel and I did notice a hairline crack the seemed to extend from one side, across the leading edge of the keel and along the other side about 18 inches back about halfway down the keel which the surveyor said was just a stress area where the two halves of the keel meet. Would this be a likely spot where water could be finding it's way in?