I think I've run into a similar situation to what was described here (see photo below). It looks likes someone did a crappy job with faring epoxy and it has separated from the hull. I guess the big question here is, how bad is this? Like a fix it right now problem or a fix it in a few months problem? (money and time are the limiting factors at the moment).
![[Linked Image]](https://j30.us/ubbthreads/ubbthreads.php/ubb/download/Number/2607/filename/IMG_9284.JPG)