I had the exact same issue with GEICO last year. I got a $1M liability only policy from State Farm for a bit over $200/year, no inspection required. I also got Boat US towing for another $150/year. I'm self insuring the boat for damage or loss. My boat is 44 years old and bought it new.
Last edited by Rob Van Name; 03/07/26 11:52 AM.